Skip to main content

Summer Aid Options

Summer aid is limited, and eligibility is often times unique to each student's situation. Except in cases of year-round loan disbursement, most students utilize their full annual aid eligibility based on their enrollment during the two-semester academic year.

UC's summer semester is at the end of the academic year. Therefore, aid eligibility for summer will be based on the previous year's FAFSA (which carries a June 30th deadline) and aid utilization during the academic year preceding summer.

NOTE:  Students beginning in summer 2015 will need to complete the 2014-2015 FAFSA before June 30, 2015, to receive summer aid. It can also be to your advantage to have your 2015-16 FAFSA completed prior to summer in preparing for the upcoming aid year.


I M P O R T A N T    N O T I C E

Changes in loan regulations necessitated changes
in fall-spring as well as summer loan distribution for students
in co-op programs and who otherwise enroll year-round.

Summer aid options for this summer may therefore
be different for you than past summers.


Awarding for summer semester as an additional term generally does not occur until February unless a student enters UC mid-year and their aid eligibility is sufficient enough to cover summer term.

Summer aid (except Federal Work-Study) requires summer enrollment. Summer work-study employment requires enrollment for the following fall if summer classes are not taken. Any summer work-study award will be made based on application (available February 1 of each year) and term of enrollment.

Eligibility Determination

Students interested in summer aid should contact One Stop Student Services (; 513-556-1000; 2nd Floor University Pavilion). Staff can assess eligibility for renewable scholarships, the Federal Pell Grant, or additional loan funding. Co-op students may also have unique opportunities to move specific funds from a co-op term.

Renewable scholarships are generally capped at a set number of semesters of consideration. Speak with the coordinator for your renewable scholarship award to determine if you can utilize summer as one of your upcoming, qualifying terms.

The Federal Pell Grant program allows students to utilize unused portions of their grant if they attended part-time and only received a percentage of their term Pell award during any portion of the previous academic year.

Because your aid eligibility will be determined based on your total summer enrollment, students are advised to sign up for all summer classes (no matter if they are full session or in one of the later summer segments) by the beginning of the summer term. In doing so, your maximum aid eligibility can be assured.

Loan Options

Planful students are eligible for summer loans because they informed Student Financial Aid that they would be attending year-round. With an eye on the summer, regulations require that Direct Student Loans are spread over the entire academic year when a student is attending all 3 terms. Students in co-op programs are most likely to know enrollment plans for the upcoming year when accepting their annual award offer.

Three additional loan options can assist students attending summer semester for 6 or more hours.

  • Federal Subsidized and Unsubsidized Loans – Students who advance from the freshman to sophomore level or sophomore to junior level may be eligible for additional funds due to a the change in your maximum loan levels and a mid-year class level advancement.  Students who did not borrow or were not eligible for their maximum loan eligibility may also find increased eligibility with summer enrollment.
  • Federal PLUS Loans – Graduate students and parents of undergraduate, dependent students are eligible for Federal PLUS Loans based on their credit approval.
  • Alternative Loans – While they should be explored on a limited basis, non-federal loans are available for summer students.

Students can initiate summer loan requests via email or at One Stop.

Individualized Award Determinations

In addition to the loan items listed above, students who were on co-op, sat out a term, went part-time, or began mid-year may be able to tap into unused academic year aid.

A thorough review of your individual case with knowledgeable staff at One Stop can give you the information necessary to make the best plan for summer enrollment.

student outside studying

Summer aid is limited as most student exhaust their annual aid eligibility during the academic year.

Please discuss options specific to you with a staff member at One Stop as you are thinking about summer school to better understand any funding resources that may be available to you.

You may also want to balance limited financial aid eligibility with your summer costs. Part-time attendance will adjust aid in some cases.

In order to know the aid resources in planning and when you see your bill, always discuss and register for the entire summer. Summer is treated as one term even though there are various start dates and registration periods.